These Terms govern the use of this website, and all content, information, and services provided through this website (collectively, the “Site”) by all visitors to the Site (“user” or “you” or “your”). By accessing and using this Site, you acknowledge and agree that you have read and agree to these Terms.
This Site is owned and controlled by Twelve Advisory Ltd. (“Twelve ” or “we” or “us” or “our”). We may update these Terms from time to time and any modifications will be effective immediately upon posting unless we indicate otherwise. By using the Site after any changes to the Terms have been posted, you are agreeing to the most recent version of these Terms. We suggest that you review these Terms periodically for changes. If you find these Terms unacceptable at any time, you may discontinue your use of this Site.
The website and all information provided or stated on this website in any form of media such as text, photos, audio, video, or other materials and information on or through the Site ,is offered subject to acceptance of all the terms and conditions contained in these Terms and all other operating rules, policies and procedures that may be published on the Site by the Company, which are incorporated by reference, including operating rules, policies and procedures of third-party service providers to the Site that are referenced herein. These Terms apply to every user of this website.
In addition, some information offered through the Site may be subject to additional terms and conditions adopted by the Company. Your use of those information is subject to those additional terms and conditions, which are incorporated into these Terms by this reference. Your access to use of the information s conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service and all applicable laws and all conditions or policies referenced here.
By accessing or using the indormation you agree to be bound by these Terms. If you disagree with any part of the Terms then you may not access the Site or use the Service. You are responsible for your use of the Site and any activities you conduct in connection with the Site.
Except as otherwise noted on the Site, all content and material on the Site, including without limitation, all information, photos, podcasts, whitepapers, videos, graphics/charts, icons, code, design, services, functions, and overall appearance (collectively, the “Site Content”) is the property of Twelve advisory and may not be used, modified, or reproduced without our prior written consent. All copyrights, trade names, and logos displayed on the Site are the property of Twelve , its affiliates, or their respective third-party owners, and the Site grants no license to them. Site Content may change from time to time. We do not guarantee that Site Content is accurate, timely, or has been recently updated.
Under no circumstances should any Site Content be considered as an offer soliciting the purchase or sale of any security or interest in any pooled investment vehicle sponsored, discussed, or mentioned by Twelve nor should it be construed as an offer to provide investment advisory services. Such offers or solicitations will be made separately and only by means of the confidential offering documents of the specific pooled investment vehicles which should be read in their entirety, and only to those who, among other requirements, meet certain qualifications under federal securities laws. Such investors, defined as acccredited investors and qualified purchasers or qualified clients, are generally deemed capable of evaluating the merits and risks of prospective investments and financial matters. There can be no assurances that Twelve 's investment objectives will be achieved or investment strategies will be successful. Any investment in a vehicle managed by Twelve involves a high degree of risk including the risk that the entire amount invested is lost.
Any investments or portfolio companies described or referred to in the Site are not representative of all investments in vehicles managed by Twelve and there can be no assurance that the investments described are, or will be, profitable or that other investments made in the future will have similar character or results.
Any opinions expressed in the Site Content reflect Twelve's views or those of the identified posters, and are subject to change. Certain information contained in the Site Content has been obtained from third-party sources, including from portfolio companies of funds managed by Twelve . While taken from sources believed to be reliable, Twelve has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation. The discussions and opinions expressed on the Site are not intended to provide investment, accounting, tax, or legal advice. Nothing in any Site Content is or should be interpreted as a recommendation that you purchase, sell or hold any security or other investment, or that you pursue any investment style or strategy. All Site Content is provided for informational purposes only and should not be relied upon when making any investment decision.
Certain statements that individual personnel make may constitute “forward-looking statements”. To the extent any information herein constitutes forward-looking statements (which can be identified by the use of forward-looking terminology such as “may,” “will,” “should,” “expect,” “anticipation,” “upside,” “potential,” “project,” “estimate,” “intend,” “forecast,” “target” or “believe” or comparable terminology), please note that, due to various risks and uncertainties, actual events, results, or performance may differ materially from those reflected or contemplated in such statements. Forward-looking statements are not guarantees and involve risks, uncertainties, and assumptions. Twelve expressly disclaims any obligation to update any forward-looking statement in the event it later turns out to be inaccurate — whether as a result of new information, future events, or otherwise. Any projections, estimates, forecasts, targets, prospects and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others.
The Site may link to or integrate with other websites operated by and having content provided by third parties (“Third Party Sites”); and such Third Party Sites may link to this Site. Twelve has no control over the availability, accuracy of content, security, or privacy policies that are contained on or controlled by Third Party Sites. We disclaim all liability arising out of or related to such Third Party Sites, and you hereby release and hold Twelve harmless from all liability of any kind related to any Third Party Sites. The existence of any link to or from a Third Party Site does not constitute an endorsement by Twelve of such Third Party Sites, the content thereon, or the Third Party Site owners or operators. Twelve is providing these links to you only as a convenience. You release from any and all liability arising from your use of any third-party Site or service.
At Twelve, we take your privacy seriously and have created this Privacy Policy to explain how we collect, use, store, share and transfer Personal Data from users of our Site. By using or accessing our Site in any manner, you acknowledge that you accept the practices and policies outlined below, and you hereby consent that we may collect and use your Personal Data in this Privacy Policy.
The Site use cookies and similar technologies such as pixel tags, web beacons, clear GIFs and JavaScript (collectively, “Cookies”) to enable our servers to recognize your web browser and tell us how and when you visit and use our Site, to analyze trends, learn about our user base and operate and improve our Site. Cookies are small pieces of data - usually text files - placed on your computer, tablet, phone or similar device when you use that device to access our Site.
We may also supplement the information we collect from you with information received from third parties, including third parties that have placed their own Cookies on your device(s). The information we collect from Cookies is anonymous, aggregated information, not Personal Data. Please note that because of our use of Cookies, the Site doos not support “Do Not Track” requests sent from a browser at this time.
We use the following types of Cookies:
You can decide whether or not to accept Cookies through your internet browser's settings. Most browsers have an option for turning off the Cookie feature, which will prevent your browser from accepting new Cookies, as well as (depending on the sophistication of your browser software) allow you to decide on acceptance of each new Cookie in a variety of ways. You can also delete all Cookies that are already on your device. If you do this, however, you may have to manually adjust some preferences every time you visit our Site and some of the Site and functionalities may not work.
To explore what Cookie settings are available to you, look in the “preferences” or “options” section of your browser's menu. To find out more information about Cookies, including information about how to manage and delete Cookies, please visit http://www.allaboutcookies.org/.
The Company reserves the right, at its sole discretion, to modify or replace these Terms from time to time by posting the updated terms on the Site. It is your responsibility to check the Terms periodically for changes. If you object to such changes, your sole recourse will be to cease using the Site and the Service. Your continued use of the Service following the posting of changes to the Terms will indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes.
Twelve reserves the right to change, suspend, or discontinue the Service (including but not limited to, the availability of any feature, database, or content) at any time for any reason. Twelve may also impose limits on certain features and Services or restrict your access to parts of or the entire Site without notice or liability.
The Service and its original content, features and functionality are and will remain the exclusive property of Twelve . Our trademarks may not be used in connection with any product or service without the prior written consent of Twelve.
Twelve, at its sole discretion, enables users to (i) download and store content, such as text, photos, audio, video, or other materials and information on or through the Site ("User Content"); and (ii) access and view User Content and any content that Twelve itself makes available on or through the Platform, including proprietary Twelve's content and any content licensed or authorized for use by or through Twelve from a third party (“Twelve's content” and together with user content, “Collective Content”).
You will not use, copy, adapt, modify, prepare derivative works of, distribute license, sell, transfer, publicly display, publicly perform, transmit, broadcast or otherwise exploit the Site or Collective Content, except to the extent that you are the legal owner of certain User Content or as expressly permitted in these Terms. No licenses or rights are granted to you by implication or otherwise under any intellectual property rights owned or controlled by Twelve or its licensors, except for the licenses and rights expressly granted in these Terms
Subject to your compliance with these Terms, Twelve grants you a limited, non-exclusive, non-sub licensable, revocable, non-transferable licence to access and view any Collective Content made available on or through the Site and accessible to you, solely for your personal and non-commercial use.
Users shall not directly or indirectly: (i) decipher, decompile, disassemble, reverse engineer, or otherwise attempt to derive any source code or underlying ideas or algorithms of any part of the Service, except to the extent applicable laws specifically prohibit such restriction; (ii) modify, translate, or otherwise Twelve or its derivative works of any part of the Service; or (iii) copy, rent, lease, distribute, or otherwise transfer any of the rights that you receive hereunder.
You shall not use the Service for any purpose that is prohibited by these Terms. You are responsible for all of your activity in connection with the Service. Violation of our rules may result in the termination and cancellation of your access. You acknowledge and agree that we may terminate any access at any time for any reason (including, but not limited to, our independent assessment or the receipt of claims or allegations from third parties or authorities).
Users shall not utilize the Site or the Service for any illegal purpose.
You are solely responsible for compliance with any and all laws, rules, regulations, and tax obligations that may apply to your use of the Service. In connection with your use of the Site, you will not and will not assist or enable others to:
You acknowledge that Twelve has no obligation to monitor the access to or use of the website by any User or to review, disable access to, or edit any User Content, but has the right to do so to (i) operate, secure and improve the website (including without limitation for fraud prevention, risk assessment, investigation and customer support purposes); (ii) ensure Users’ compliance with these Terms; (iii) comply with applicable law or the order or requirement of a court, law enforcement or other administrative agency or governmental body; (iv) respond to User Content that it determines is harmful or objectionable; or (v) as otherwise set forth in these Terms. Users agree to cooperate with and assist Twelve in good faith, and to provide Twelve with such information and take such actions as may be reasonably requested by Twelve with respect to any investigation undertaken by Twelve or a representative of Twelve regarding the use or abuse of the Platform.
If you feel that any user you interact with, whether online or in person, is acting or has acted inappropriately, including but not limited to anyone who (i) engages in offensive, violent or sexually inappropriate behaviour, (ii) you suspect of stealing from you, or (iii) engages in any other disturbing conduct, you should immediately report such person to the appropriate authorities and then to Twelve by contacting us with your police station and report number (if available); provided that your report will not obligate us to take any action beyond that required by law (if any) or cause us to incur any liability to you.
Twelve, its subsidiaries, affiliates, and its licensors do not warrant that they are investment advisers or portfolio managers in accordance with the provisions of the Securities and Exchange Commission Rules 2013.
Your use of the Service or information on this website is at your sole risk. The Service and all information is provided on an “AS IS” and “AS AVAILABLE” basis. The Service and information are provided without warranties and representations of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.
Twelve, its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements. Twelve and it's affiliates DO NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE SITE, SITE CONTENT, OR THIRD PARTY SITES, AND EXPRESSLY DISCLAIM LIABILITY FOR ERRORS OR OMISSIONS IN THE SITE, SITE CONTENT, OR THIRD PARTY SITES.
YOUR USE OF THE SITE AND THE SITE CONTENT IS AT YOUR OWN DISCRETION AND RISK.
Our Service may contain links to third-party websites or services that are not owned or controlled by Twelve.
Twelve has no control over and assumes no responsibility for, the content privacy policies or practices of any third-party websites or services. You further acknowledge and agree that Twelve shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.
We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account you may simply discontinue using the Service.
You agree to indemnify and hold harmless Twelve, its affiliates and subsidiaries, its officers, directors, employees and agents, against all liabilities, costs, expenses, damages and losses (including any direct, indirect or consequential losses, loss of profit, loss of reputation and all interest penalties and legal and other reasonable professional costs and expenses) suffered or incurred as a result of:
In no event shall Twelve, it's directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
These Terms shall be governed and construed accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
We welcome and encourage you to provide feedback, comments and suggestions for improvements to Twelve's Site or Services. You may submit Feedback by emailing us at info@Twelvehq.com.
Any feedback you submit to us will be considered non-confidential and non-proprietary to you. By submitting your feedback to us, you grant us a non-exclusive, worldwide, royalty-free, irrevocable, sub-licensable, perpetual license to use and publish those ideas and materials for any purpose, without compensation to you.
Twelve reserves the right, in its sole disTwelve tion, to change the Terms under which the Site is offered. The most current version of the Terms will supersede all previous versions. Twelve encourages you to periodically review the Terms to stay informed of our updates.
You and Twelve agree that these Terms are the complete and exclusive statement of the mutual understanding between you and Twelve and supersede all prior agreements and understandings relating to the subject matter hereof.
Any disputes arising under or in connection with the validity, interpretation and performance of these Terms between Twelve and any third parties that cannot be resolved amicably by the parties through negotiation within 30 (thirty) days shall be resolved by Arbitration at the Lagos Court of Arbitration (LCA) before a single arbitrator in accordance with the Arbitration and Conciliation Act, Cap A18, Laws of the Federation of Nigeria.
The Parties shall endeavour in good faith to mutually agree on the selection of an arbitrator. If the Parties cannot mutually agree on the selection of an arbitrator within ten (10) days of the request, they shall apply to the LCA to appoint an arbitrator. Arbitration proceedings shall be conducted in Lagos. The arbitrator will be requested to render an award within ninety (90) days and to provide, in writing the reasoning for the award. The decision of any such arbitrator shall be final and binding on the parties.
Each party shall bear its cost in connection with the Arbitration and the arbitrator's fees shall be split equally between both parties.
These Terms are binding on you as well as your successors and permitted assigns. If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated, to the minimum extent necessary, so that these Terms shall otherwise remain in full force and effect and enforceable.